In June 2012, JLT Towner US was formed as a joint venture between The Towner Management Group LLC’s operations inthe United States and Jardine Lloyd Thompson plc (JLT). Working with JLT Insurance Management, JLT Towner serves multinational captives in domiciles across the globe.
Our Partner: JLT Insurance Management
Although we have a new name and wider reach, we maintain our independence. JLT Towner US is guided by experienced executives who are familiar to almost everyone in the captive insurance world.
Experience and Expertise
CEO and Partner Guy Ragosta, a long-time industry veteran, directs JLT Towner's U.S. operations. He is joined by Partners Len Crouse, Tom Stokes and Christopher J.N. Towner. A seasoned team supports these executives to give solutions designed to address the unique risk-transfer challenges of captives.
An Unbeatable Combination
JLT Towner has the captive management experience, agility and flexibility that help you respond to your risk financing challenges. Whether you operate a captive insurance company or risk retention group (RRG), an association captive or a protected cell company, count on JLT Towner to help guide you every step of the way. Experience our global reach with a local touch.
Captive Insurance Experts
Because the world of risk constantly evolves, our complete menu of services and constant vigilance ensure that your alternative risk financing efforts remain true to your objectives and goals.
At JLT Towner, we understand that captive management requires constant adjustment with a keen understanding of regulatory compliance and administrative tasks. We work with our clients to understand the risk inherent in their companies and their industries, then fine-tune solutions to mitigate those risks.


